Drug addiction is a severe disease that requires personalized medical treatment to overcome. It may even require ongoing treatment beyond an initial rehab stay to deal with all of the underlying issues that come with being addicted. Sometimes, however, it is difficult to afford the treatment necessary to get sober, and that is when many of us turn to our insurance to get the help and health coverage we need to get addiction treatment.
At See Purpose, we know the importance of getting addiction treatment at a licensed medical facility to maximize your recovery chances. If you are struggling with a drug addiction, you may be wondering if your health insurance will help cover the cost of rehab. Unfortunately, there is no one-size-fits-all answer to this question. Every health insurance company has its own coverage policy for addiction treatment. In this blog post, we will explore the coverage policy of BCBS and provide tips on how to find an in-network inpatient rehab center.
Does BCBS Cover Drug Rehab?
Blue Cross Blue Shield is one of the country’s largest insurers, so it can be difficult to know what is and is not covered. BCBS does cover inpatient rehab, but the coverage will vary depending on your plan.
Some plans may only cover a certain number of days, or they may require you to go to an in-network rehab center. If you are not sure if your plan covers addiction treatment, it is best to call BCBS and ask. They should be able to tell you what is covered under your specific policy.
However, a typical policy will cover up to 30 days of inpatient rehab.
If you need more than 30 days of treatment, you may have to pay out-of-pocket for the additional days.
How Much Will BCBS Pay For Drug Rehab?
Again, this will vary depending on your policy, but most plans will cover a set amount per day. This means that if the cost of rehab is more than the daily coverage limit, you will be responsible for paying the difference.
It is important to note that BCBS does not cover outpatient or partial hospitalization programs for drug addiction treatment. In order to be eligible for coverage, you must attend an inpatient program at a licensed medical facility.
What is the BCBS Coverage Policy for Addiction Treatment?
BCBS has a variety of policies when it comes to covering addiction treatment. Some plans will only cover detoxification services, while others will cover inpatient and outpatient care. Some plans do not have any coverage for addiction treatment at all.
It is important to know what your plan covers before you start looking for a rehab center. That way, you can be sure that the rehab center you choose is in-network and will be covered by your insurance.
How to Find an In-Network Inpatient Rehab
If you are looking for an inpatient rehab center that is covered by BCBS, it is best to start by checking their website. BCBS has a directory of in-network providers on its website. You can search for providers based on location or treatment type.
Another option is to call BCBS and ask them for a list of in-network rehab centers. They will be able to provide you with a list of facilities that are covered under your policy.
If you are having trouble finding a rehab center that is covered by your insurance, it may be helpful to contact an addiction specialist. They can help you find a facility that is in-network and will fit your needs.
See Purpose is an in-network addiction treatment facility that specializes in personalized addiction treatment and care in Indiana. We provide luxurious inpatient rehab in a calming and relaxing environment where the only thing clients have to focus on is getting clean and sober. The program is focused on first getting the person clean of whatever drug they are addicted to with detoxification, followed by intensive treatment.
Our inpatient treatment includes individual and group therapy aimed at finding the reason for the drug addiction and preparing the client for a return to a normal day-to-day life. If you or someone you know is searching for drug addiction treatment, contact See Purpose and see if we are in your network today!
